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According to Edvisors, the average student loan burden for the undergraduate class of 2015 is ,000.It's likely that amount is spread out over several loans as students often take out new loans each semester or school year. Some spend more money on college debt than they pay for groceries, utilities, or in some cases, even rent.
If, like many college graduates, you have multiple student loans, you’ve probably heard the term “student loan consolidation” thrown around more than once when talking about repayment options.
You can apply to consolidate your federal student loans at Student
Pros: Refinancing combines your student loans into a single loan.
That means that you have various loans, and all of them have a 10-year repayment schedule. I got a lower rate and a lower payment, since my total repayment term had been extended to 25 years.
My monthly payments, all added together, ended up being right around 0 a month. Consolidation has worked well for me, and it can work well for many students, as long as you understand the risks.
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